body {margin:0px; background:url(images/bg_page.jpg) repeat-x top #fff; font-family:Verdana; font-size:11px; color:#747474;}

h1 {font-size:16px;}

a {color:#168fdf; text-decoration:none;}
a:hover {text-decoration:underline;}

.txt12 {font-size:12px;}
.txt14 {font-size:14px;}
.txt16 {font-size:16px;}
.txt20 {font-size:20px;}
.txtBlack {color:#000;}
.txtWhite {color:#fff;}
.txtBlue {color:#00397c;}
.txtGreen {color:#63a439;}

#footer a {color:#00397c; text-decoration:none;}
#footer a:hover {text-decoration:underline;}